Zorgbaar
Without Dutch insurance

Need care at home, but not insured in the Netherlands?

Your mother is visiting and falls ill. You are here for work and your insurance is not sorted yet. Care at home is still possible. Private home care does not require a BSN or Dutch health insurance.

A nurse calls you backWithin 1 working dayHonest about every option
Describe your care requestCall 085 060 7225WhatsApp

Our request form is in Dutch. Let us know if you would rather call or email in English.

Lees deze pagina in het Nederlands →
No BSN needed
For private home care
Pay directly
To the care provider
Invoice in your name
To submit to your insurer
A nurse calls you
Within 1 working day
Daughter and elderly mother looking through papers at the table
What is it?

Private care, even if you are only here for a while.

You make arrangements directly with an independent care provider from our network. You do not need a referral, an assessment or Dutch health insurance.

You pay yourself. The care provider sends the invoice straight to you. You may be able to submit it to your own insurer, such as your health insurance abroad or your travel insurance. Whether they reimburse anything depends on your policy, so check with your insurer first.

Who is it for?

  • Family visiting who need care while they are here
  • Tourists who need help during their stay
  • Expats waiting for their insurance to be arranged
  • People with only foreign or travel insurance

How paying works

  • The rate is set in advance in your care agreement
  • You pay the care provider directly
  • You receive an invoice in your name
  • Ask your insurer in advance what they cover
What can we help with?

Help at home, for as long as you are here.

From a single visit to help for your whole stay. Each care visit lasts at least 1 hour.

Personal care

Help with washing, showering and getting dressed.

Nursing care

For example wound care or help with medication, within what the doctor has agreed.

Supervision and company

Someone at home, during the day or at night, when you cannot be there.

In an emergency, call 112. Different arrangements apply for a GP or a hospital; ask the practice or your insurer.

Son and elderly father looking something up on a laptop
Good to know

Do you live or work here? Then different rules apply.

Anyone who lives or works in the Netherlands must take out Dutch health insurance. This page is meant for people who are here temporarily and do not (yet) have Dutch insurance.

For people who are uninsured while they should be insured, or who cannot get insured, there are separate schemes for medically necessary care through the CAK: the scheme for the uninsured and the scheme for uninsurable foreign nationals.

Not sure whether you are, or should be, insured? Check with your employer, your municipality or an insurer. We do not give legal advice.

What are the options?

What fits your situation?

It depends on where you are insured and how long you are staying. These are the routes we discuss most often.

Your own insurance
Foreign or travel insurance
Check what your policy covers for care in the Netherlands. Some insurers reimburse home care, some do not. Ask in advance and keep every invoice.
Who decides
Your insurer
Suitable if
You are insured in another country
Dutch health insurance
If you live or work here
Do you live or work in the Netherlands? Then you have to be insured here. Dutch basic insurance also covers district nursing (wijkverpleging), without a deductible.
Who arranges it
You take it out
Suitable if
You live or work here
Also without Dutch insurance
Private home care
Self-paid, no BSN needed
You make arrangements directly with an independent care provider. You pay yourself and receive an invoice in your name.
Who decides
You
Costs
Rate set out in your proposal
Suitable if
You are here temporarily
How it works

From request to care that is in place.

One request and one conversation is enough to get started. We assess who fits your care request. You choose who comes to your home.

  1. 1
    Step one
    Describe your care request
    Tell us what help is needed, where and when. A nurse contacts you within one working day to talk through the situation.
  2. 2
    Step two
    Care providers respond
    We share your request with independent care providers in our network. Those who are interested and available respond.
  3. 3
    Step three
    We make a shortlist
    We assess the interested care providers on relevant experience, diplomas, certificates and other qualifications. We only introduce those who fit.
  4. 4
    Step four
    You choose
    In your own account you see the shortlisted care providers. You decide who to continue with and make arrangements directly with them.
Frequently asked questions

Questions about care without Dutch insurance.

Is your question not listed? Call us, or let us know if you would rather email in English. 085 060 7225

Do I need a BSN for private home care?
No. Private home care does not require a BSN or Dutch health insurance. You make arrangements directly with the care provider and pay yourself.
Will my travel insurance or foreign insurance cover this?
That depends on your policy. The care provider gives you an invoice that you can submit. Ask your insurer in advance what they cover and what details the invoice needs to show.
How do I pay?
You pay the care provider directly, at the rate in your care agreement. You see that rate in advance in your proposal.
Can I contact you in English?
Let us know if you would rather call or email in English. Our request form is in Dutch, but you can also call or send us a WhatsApp message.
I live or work in the Netherlands but I am not insured. What now?
Anyone who lives or works in the Netherlands must take out Dutch health insurance. Arrange it as soon as possible. Private home care remains an option alongside it, which you then pay for yourself.
How soon can someone come?
After your request, a nurse calls you within 1 working day. We then share your request with care providers in our network. Sometimes it is possible within a few days, but that depends on your region and the timing.
Sources

These sources are in Dutch.

Care provider and daughter at the front door of an elderly woman
Ready for a first conversation?

Here for a while and need care? We will think it through with you.

Briefly describe what is needed. A nurse calls you within 1 working day and looks at what is possible with you.

Our request form is in Dutch. Let us know if you would rather call or email in English.

Describe your care requestCall 085 060 7225
A nurse calls you backWithin 1 working dayRate known in advance